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FINANCE

Mortgage Payoff Calculator

Estimate mortgage payoff with transparent assumptions.

What loan information do you know?Calculate payoff from the remaining term or directly from today’s balance and payment.
2 options
PAYOFF PERIOD15.23 years

Monthly pay: $2,098.65; remaining principal: $251,057.17; total remaining payments: $383,602.81; remaining interest: $132,545.64. Repayment options: repayment with extra payments; payoff time saved: 4.77 years. Interest savings: —; Original: $431,676.38; With payoff: $383,602.81; Pay 0% less on interest; Total payments: $383,602.81; Total interest: —; Payoff in: 15.23 years; Remaining term: 20.00 years.

Estimate based on the values shown
Formula checkedReconstructs the current balance when a remaining term is known, then applies extra payments to estimate payoff time and interest. A repayment strategy switch compares the scheduled payoff with entered extra payments. Reports original-versus-plan totals, interest savings, and payoff-term change.