Mortgage UK Calculator

Estimate a UK mortgage with transparent assumptions.

Choose a mortgage uk viewCompare full monthly ownership cost with an accelerated payoff.

2 options

Include Optionals Below

Home Price

Mortgage Deposit

Interest Rate

Loan Term

years

Council tax

£/year

Home Insurance £

£/year

Mortgage insurance

£/month

Service charge

£/month

Other Costs £

£/month

Start Date

year

MONTHLY HOUSING COST£2,218.56

Mortgage payment: £1,918.56; property tax: £150.00; home insurance: £150.00; mortgage insurance: £0.00; other costs: £0.00; house price: £400,000.00; loan amount: £320,000.00; total of 360 mortgage payments: £690,682.20; total interest: £370,682.20. Mortgage payoff date: 2056.0; optionals included.

Estimate based on the values shown

Formula checkedUK repayment mortgage using pounds throughout, with annual council tax, buildings insurance, service charge, and optional accelerated payments.

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