Retirement Calculator

Estimate retirement with transparent assumptions.

Choose a retirement questionEstimate the nest egg, savings rate, sustainable withdrawal, or how long money lasts.

4 options

Your current age

years

Your planned retirement age

years

Your life expectancy

years

Your current pre-tax income

Your current income increase

Income needed after retirement

Average investment return

Inflation rate

Other income after retirement

$/year

Your current retirement savings

Future retirement savings

$/year

ADDITIONAL RETIREMENT SAVINGS NEEDED$235,132.07

Target nest egg: $1,940,965.44; projected savings at retirement: $1,705,833.37; first-year retirement income gap: $129,422.12; payout years: 25; real return: 4.39%.

Estimate based on the values shown

Formula checkedUses real-return annuity and compound-growth relationships for four retirement planning questions, with chronological and withdrawal-domain validation.

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Useful next steps

$401KEstimate 401k with transparent assumptions→$IRAEstimate ira with transparent assumptions→$SavingsEstimate savings with transparent assumptions→