Pension Calculator

Estimate pension with transparent assumptions.

Choose a pension decisionCompare lump sum versus income, survivor options, or working longer.

3 options

Your retirement age

years

Lump sum payment amount

Your investment return

Monthly pension income

Cost-of-living adjustment^1

Your life expectancy

years

PENSION INCOME VALUE ADVANTAGE$161,600.66

Pension present value: $661,600.66; lump sum: $500,000.00; payout years: 25.

Estimate based on the values shown

Formula checkedDiscounts pension income over life expectancy and compares lump-sum, survivor, and delayed-retirement alternatives.

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